We understand that loan & finance issues can be complicated and our aim is to simplify the loan & finance application and house buying process, taking all the ‘hassle’ away from you.
Personal Loan
A personal loan is an unsecured credit taken from a bank or NBFC to meet situations that require immediate financial assistance. It is a multi-purpose loan with no end-use restriction and can be utilized for many purposes, including medical emergencies, weddings, home renovation, travel, education, etc.
Personal loan Interest Rate
Personal loan interest rates are different across lenders and vary between 10.49% to 36.00%. Based on factors like candidates’ profiles, loan amount, repayment tenure, etc, interest rates and EMIs are calculated against a loan. If you have a profile with a high credit score, you are most likely to get credits at the most competitive terms.
Features and Benefits of Personal Loan
Flexible repayment tenure
Repayment tenure for personal loans ranges from 2 months to 72 months, giving you space to manage your EMIs at your convenience.
Affordable interest rates
Get affordable personal loans starting at 10.49%.
Quick Disbursal
After completing all the formalities, you can get your personal loan amount credited within 2 to 3 days.
Business Loan
For every business, funding is a key concern and a requisite for scaling up. But getting loans is not that simple, especially for small businesses. This is where Deep Finance promises to support. Our financial services are aimed at helping you overcome financial constraints and realize your business goals.
Business loan Interest Rate
Business loan interest rates are different across lenders and vary between 10.00% to 22.00%. Based on factors like candidates’ profiles, loan amount, repayment tenure, etc, interest rates and EMIs are calculated against a loan. If you have a profile with a high credit score, you are most likely to get credits at the most competitive terms.
Vehicle Loan
Buying a Vehicle is one of the significant purchases that people make, second only to purchasing a home. Whether you are planning to buy a new Vehicle or an old Vehicle, you can finance it by taking a Vehicle loan at affordable rates. The rates for a Vehicle loan varies as per the value of Vehicle, the loan amount and repayment capability. You may get up to 100% of the ex-showroom price of the Vehicle.
Vehicle loan Interest Rate
You can get Vehicle loans at both fixed and floating rate of interest. Currently, the car loan interest rate ranges between 7.50% to 20.00%.
Features and Benefits of Car Loan
Loan Tenure
The tenure of a Vehicle loan for a new Vehicle is usually longer than the used Vehicle, and it ranges between 5 years to 7 years.
Collateral Required
A Vehicle loan is secured against the Vehicle itself. Thus, there is no need to mortgage any other asset to procure a loan.
Loan Amount
The amount for a Vehicle loan depends upon the value of the Vehicle and the EMI you can pay and can range between 85% to 100% of the ex-showroom price.
Down Payment
Banks offer car loans at an on-road price or ex-showroom price. You may get a loan either at 80% of the on-road price or 100% of the ex-showroom price. Thus, the down payment for a Vehicle loan may be negligible.
Home Loan
A home loan is a secured loan provided by banks, housing finance companies, and NBFCs to buy or construct a home by keeping the house as collateral, for home renovation, repairs, and improvements. Most banks finance loans up to the maximum limit of 90% of the property’s value, against the mortgage of the underlying house as security.
Home loan Interest Rate
Home loan interest rates are different across lenders and vary between 7.50% to 18.00%. Based on factors like candidates’ profiles, loan amount, repayment tenure, etc, interest rates and EMIs are calculated against a loan. If you have a profile with a high credit score, you are most likely to get credits at the most competitive terms.
Home Loan Features and Benefits
Interest Rates starting at 7.50%
The lowest rates for home loans are affordable and start at 7.50% allowing you to repay the home loan at the lowest EMI per lakh at ₹ 2,804.
Repayment tenure of 30 Years
We allows you to choose flexible repayment tenure based on your eligibility. You can thus ensure that your monthly budgets are not under any pressure.
Financing up to 90% of the property
Banks fund a home loan for up to 90% of your property's market value. You have to pay the remaining amount as a down payment.
